How it works?

We, Poor Credit bank Accounts, are professional...

What you get?

Once you decide to avail the services arranged...

How to Apply?

If you have been denied a bank account owing...

FAQs

Q- How can I take out money and can I use Cash machines for withdrawal?

Ans- But, of course, you can use your prepaid cash card in shops, online or over the phone and withdraw cash at any ATM that displays the acceptance mark.

Q- Can I get my salary/wages transferred directly into my bank account?

Ans- It couldn’t be any easier to get your salary transferred directly into your account, because you have to simply sign the pre printed wages mandate and hand over to your employer or payroll department.

Q- Can I apply for one of your poor credit bank accounts even if I’m self employed?

Ans- Yes, you can apply for a poor credit bank account, no matter what your financial situation is as we accept applications from employed, self employed and even un-employed. In fact, we do not perform any credit checks which means you can still be accepted for an account even if you have had CCJs or defaults in the past.

Q- Do you pay any kind of interest on the cash funds deposited in my Poor Credit Bank Accounts?

Ans- No, we will like to clarify that interest is not currently paid on funds held in either the Billing Account or the Poor Credit Bank Account.

Q- How do I deposit cash or cheques I may want to into my Poor Credit Bank Account?

Ans- You can deposit cheques or cash only using the deposit forms provided to you as and when you contact us.

Bank Accounts Direct is a trading style of 1st For Finance and is an introducer only for the think banking account.
The think banking account is only open to persons aged 18 and over.
Subject to ID verification. Conditions apply.
Account opening and monthly management fee payable.
Personal bank accounts only.
Proof of identity will be required.
The think banking account is a managed bank account run by think banking and held with the Royal Bank of Scotland.